"Flower Power"
The 2009 “Flower Power Campaign” has officially come to a close! From poker tournaments to gold parties to happy hours to dress-down day campaigns to brunches to wine & dine parties to letter-writing campaigns to sponsorships … you, (yes, YOU!) have made a difference in the lives of children and adults with disabilities and other special needs. You have assisted in raising over $25,000 for Easter Seals through “Flower Power”!
We have had a lot of fun this summer creating different avenues to build awareness, consider others in need, raise a little money, and have a great time for a great cause. THANK YOU for your support of our programs and clients.You have made a positive difference in the life of a child or adult with special needs! Our Hat’s Off to you!
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is currently the most technologically advanced way to vacuum your home?
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| A |
The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs. |
 See More Real Estate Trivia > |
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